Business Loans

How do BUSINESS LOANS work?

Our merchant business loans are ideal for business owners seeking fixed, predictable payments on loans up to $1M. Funds up to 100% of monthly sales in little as 3 days with no application fee. 

BENEFITS
  • Fixed, predictable payments
  • Funds up to 90% of monthly revenue
  • Minimal paperwork (we know, we hate it too.)
  • Standard, Preferred, and Select Loans available
STANDARD MINIMUM REQUIREMENTS
  • Minimum time in business: 2+ years
  • You keep a positive daily balance in the bank
  • No more than a total of 6 NSF's in a month on bank statement
  • Minimum of $10,00 or more more in monthly sales
  • FICO score of 600+
APPLICATION/FUNDING PROCESS
  • Application and documentation submitted to underwriting
  • Underwriting submits 3 options to you with all the information for payback
  • You pick which option fits you the best
  • Funds are deposited into your bank account
  • You then have up to 10 months to repay the funds
REQUIRED DOCUMENTS
  • MBL Application
  • Voided Check
  • Driver's License
  • 3 Months Processing Statements
  • 3 Months Bank Statements