Get the money you need,
when you need it.
Get the money you need,
when you need it.
We make investing in your business Easy
An investment in your business shouldn’t mean headaches for you or the disruption of your operations. Whether you’ve encountered an unexpected opportunity, need a cash flow boost, are in a season of expansion and growth, or are looking to build up your inventory- we’ve got you covered.
CASH ADVANCE
Our cash advance program at PCBancard helps get you funding up to $100,000 in as little as 3 days. With no application fees, we can have up to 100% of your monthly sales funded. Sound good? We thought so too. Check out the details below.
BENEFITS
- Non-traditional financing
- No fixed payments
- Payback only received through future credit card sales
- Typical split between 15 & 20 % of merchant daily batches
- Funds up to 1.5 times your Visa/Mastercard monthly volume
STANDARD MINIMUM REQUIREMENTS
- Minimum time in business: 1+ years
- You keep a positive daily balance in the bank
- No more than a total of 6 NSF's in a month on bank statement
- Minimum of $3,500 or more more in monthly sales
- FICO score of 500+
APPLICATION/FUNDING PROCESS
- Application and documentation submitted to underwriting
- Underwriting submits 3 options to you with all the information for payback
- You pick which option fits you the best
- Funds are deposited into your bank account
- You then have up to 10 months to repay the funds
REQUIRED DOCUMENTS
- MCA Application
- Voided Check
- Driver's License
- 3 Months Processing Statements
- 3 Months Bank Statements
CASH ADVANCE
Our cash advance program at PCBancard helps get you funding up to $100,000 in as little as 3 days. With no application fees, we can have up to 100% of your monthly sales funded. Sound good? We thought so too. Check out the details below.
BENEFITS
- Non-traditional financing
- No fixed payments
- Payback only received through future credit card sales
- Typical split between 15 & 20 % of merchant daily batches
- Funds up to 1.5 times your Visa/Mastercard monthly volume
STANDARD MINIMUM REQUIREMENTS
- Minimum time in business: 1+ years
- You keep a positive daily balance in the bank
- No more than a total of 6 NSF's in a month on bank statement
- Minimum of $3,500 or more more in monthly sales
- FICO score of 500+
APPLICATION/FUNDING PROCESS
- Application and documentation submitted to underwriting
- Underwriting submits 3 options to you with all the information for payback
- You pick which option fits you the best
- Funds are deposited into your bank account
- You then have up to 10 months to repay the funds
REQUIRED DOCUMENTS
- MCA Application
- Voided Check
- Driver's License
- 3 Months Processing Statements
- 3 Months Bank Statements
BUSINESS LOANS
Our merchant business loans are ideal for business owners seeking fixed, predictable payments on loans up to $1M. Sound like you? We’ll get things set up in as little as 3 days with no application fee. Check out the details:
BENEFITS
- Fixed, predictable payments
- Funds up to 90% of monthly revenue
- Minimal paperwork (we know, we hate it too.)
- Standard, Preferred, and Select Loans available
STANDARD MINIMUM REQUIREMENTS
- Minimum time in business: 2+ years
- You keep a positive daily balance in the bank
- No more than a total of 6 NSF's in a month on bank statement
- Minimum of $10,00 or more more in monthly sales
- FICO score of 600+
APPLICATION/FUNDING PROCESS
- Application and documentation submitted to underwriting
- Underwriting submits 3 options to you with all the information for payback
- You pick which option fits you the best
- Funds are deposited into your bank account
- You then have up to 10 months to repay the funds
REQUIRED DOCUMENTS
- MBL Application
- Voided Check
- Driver's License
- 3 Months Processing Statements
- 3 Months Bank Statements
BUSINESS LOANS
Our merchant business loans are ideal for business owners seeking fixed, predictable payments on loans up to $1M. Sound like you? We’ll get things set up in as little as 3 days with no application fee. Check out the details:
BENEFITS
- Fixed, predictable payments
- Funds up to 90% of monthly revenue
- Minimal paperwork (we know, we hate it too.)
- Standard, Preferred, and Select Loans available
STANDARD MINIMUM REQUIREMENTS
- Minimum time in business: 2+ years
- You keep a positive daily balance in the bank
- No more than a total of 6 NSF's in a month on bank statement
- Minimum of $10,00 or more more in monthly sales
- FICO score of 600+
APPLICATION/FUNDING PROCESS
- Application and documentation submitted to underwriting
- Underwriting submits 3 options to you with all the information for payback
- You pick which option fits you the best
- Funds are deposited into your bank account
- You then have up to 10 months to repay the funds
REQUIRED DOCUMENTS
- MBL Application
- Voided Check
- Driver's License
- 3 Months Processing Statements
- 3 Months Bank Statements
