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We get it, payment processing setup, logistics, and the fees associated are not your favorite part of business. No one gets excited to think about merchant services and credit card processing but here’s what you should get excited about: saving time, money, and resources that you can put back into doing the things you love. At PCBancard, we have processing solutions designed to meet you where you are and grow with you when you are ready. Here’s a snapshot of what we’ve got covered for you.
Every time you accept a credit card, you pay multiple fees to use that card: Interchange fees, Processing fees, and miscellaneous fees depending on the processor. The interchange fees are set by issuing banks—and most of the time, we can’t change them. However, we can do something about processing fees!
A lot of companies choose to “pad” their processing fees. Not us. We pride ourselves on offering low processing fees—so you can rest assured that you’re getting the best service and lowest rates around.
You’re losing money every time you process a credit card transaction, but that doesn’t have to be the case. It’s unfair that you have to pay out of your own pocket to satisfy someone else’s convenience. We get it.
That’s where dual pricing can help. With the PCBancard dual pricing program, you can now offset your current credit card processing fees without increasing the price of your products or services.
Businesses accepting commercial and corporate cards will pay the highest fees to process those cards. Why? Because there are rewards attached to them. The more rewards, the more you will pay to process them. In fact, you will pay 2.95 – 4% to process these cards!
PCBancard can help you lower your fees to process these commercial and corporate cards, simply by capturing more information when the card is processed. We provide a specific terminal that supplies Level 3 processing, which lowers the risk to accept that card, and in turn will lower fees for you. A rate of 2.95% can be instantly lowered to 1.8% in a matter of seconds.
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