These days, accepting credit cards as a form of payment has a significant role in businesses. Most businesses accept credit card payments. In 2020, almost every credit card processing company takes a huge amount of fees from the businesses that they work with. Therefore, we know that you need to reduce credit card processing fees. If you have a small business and need more money so this read is for you. Because this read will help you with everything that you need to know about the lowest credit card processing fees 2020.  Lowest Credit Card Processing Fees 2020: How Much Are Credit Card Processing Fees? Credit card processing fees vary from company to company. Credit card companies usually charge between 1.3% and 3.4% of each credit card transaction in processing fees. The amount of fees depends on the type of your credit card, the merchant category code of the business, and the...

If you have a business, you are probably wondering how to grow your base of loyal customers. Building a loyal customer base plays a significant role in the business community. Even if your business is small, customer loyalty is very important. It’s more expensive to try to attract new clients than it’s to keep the ones that you already have. Your loyal clients will purchase your products and services even if they are not on sale, and they will suggest your services to other people. Therefore, your loyal customers are the most valuable ones for you. Thanks to some strategies, you can grow your loyal customer base. Be Reliable One of the most important things about how to grow your base of loyal customers is reliability. The quality of your services and products is an important factor in that loyalty. If you disappoint your clients, they won’t rely on your services.  Listen to...

In this article, we will talk about how to set up a merchant account for credit cards. What is a merchant account? At first, let’s talk about what a merchant account is. Nowadays, most companies accept credit cards as a form of payment. A business needs a merchant account in order to offer the opportunity to pay with credit and debit cards to its customers. If you also have a business and want to accept credit card payments, you need to have a merchant account. A merchant account serves as the bank account that allows a business to accept credit cards. If you need a merchant account, you can easily create your own merchant account thanks to the steps that we will talk about below. How to Set up a Merchant Account for Credit Cards: How to Create a Merchant Account If you are wondering about how to set up a merchant...

In this read, we will guide you through everything that you need to know about the answer to the question of what is a good effective rate for credit card processing. Nowadays, most modern companies accept credit cards as a form of payment. And accepting credit card payments comes with certain fees. In order to decrease payment processing expenses, you have to calculate the effective rate. The effective rate can be interpreted as the total processing fees that are divided by total sales volume on your credit card processing statement. In other words, the effective rate is the rate that you get when you round up all of your processing costs. It is important to calculate the effective rate if you are paying too much for your merchant account. There is no need to worry about that because now, we will talk about how to calculate the effective rate. What Is...

It may be really hard for small businesses to find resources. This is the same for new businesses as well. However, there are ways on how to find the resources needed when it comes to financial relief. We will be talking about resources for small businesses' financial relief. How you can help your business financially there are some certain ways you can achieve this, we will be talking about PCBancard. It is a great credit card processing company that helps small and new businesses grow. We will talk in detail about how PCBancard can help your business reach financial relief. First of all, let’s talk about what PCBancard is and why it is unique compared to other credit card processing companies. PCBancard Why is it Perfect For Small Businesses PCBancard is a credit card processing company that lets you accept credit payments for a minimum fee. They are unique because it takes...

Today credit card processing companies take huge amounts of fees from the businesses that they work with. Credit Card Merchant fees 2020 differ from company to company however there are many different ways of fees taken from the businesses. PCBancard is a credit card processing company that takes the least amount of fees from businesses that it works with. Because of this unique feature, PCBancard is widely preferred by all kinds of businesses that would like to accept credit card services. PCBancard is mostly preferred by small and new businesses that would like to accept credit card payments and at the same time save up some money so they can invest in their businesses. PCBancard allows businesses to present their customers with a large range of payment options which are all perfectly secure. Credit card merchant fees 2020 of PCBancard are as low as it gets. There is almost no take-back...

Many businesses today are looking for ways on how to reduce credit card processing fees. If you were wondering the same well, we have great news for you because in this read we will be talking about this topic. We know that almost every credit card processing company today takes huge amounts of fees from the businesses that they work with. That is why let us introduce to you PCBancard.  PCBancard is a credit card processing company that almost takes no fees at all. Because of this unique feature the businesses that PCBancard works with gets to save up money and invest more in their businesses. PCBancard is ideal for small, medium, and large also for new businesses. So any type of business can work with PCBancard and take advantage of the unique feature of almost no take-back at all. So if you want to know how to reduce credit card...

Today in 2020 people are wondering how to reduce their credit card interest rate. That is why we will be talking about how to lower your credit card interest rate in this read. We will be going into detail about what the credit card interest rate is for those who don’t know. We will be taking a look at how you can reduce the interest rate step by step. Hopefully, this will be a helpful read for all of those people who are wondering this question. So without any further ado lets get started and take a look at what the interest rate is. What Is The Interest Rate To put it as simple as possible the interest rate is the price that you pay your bank for borrowing money. If we go into more detail we can say that the interest rates are typically stated as a yearly interest rate. This...

There is no certainty of someone to know how credit card processing works. However, a general knowledge that will obtain from reading. This post will be a good idea for a business owner so that he/she can have a better understanding of how this process works. We will be going into detail about how credit card processing works. It will be explained as basically as possible so that you will be able to at least know what a credit card processing company does. For a better understanding of the process, you will need to know the key roles in the processing system. So without further ado, let’s start with the key roles. How Credit Card Processing Works: Key Roles The CardHolder The cardholder is the most important key role in the processing of a credit card. The cardholder is the person who obtains a credit or debit card from an issuing bank, he/she...

We know that it is really hard for small businesses to finance their business. That is why today we will be talking about 2 ways to finance small business growth. To grow your business of course you will need to have an income for your business. The startup is the hardest part of growing financially considering that you have already launched your business. You will be looking for ways to finance your business. We have great ways for you to finance small business growth. If you apply these to your business of course according to your business plan and logic, you will get fast results. You will be able to start a great business that you have always dreamed of. Consider these ways to be successful and we know that these may seem like taking risks. However, do not forget unless you take some risks it will be impossible for...