We’re finding that business owners across the country are quickly warming up to the idea of offering two prices to their customers—a higher card price or a cash price—especially after the effect of COVID-19 on small business owners. So there’s only one question we have for you:If you could stop paying processing fees, how would you use that money to grow your business?Would you:Pay your employees more?Pay yourself more?Put more money into advertising?Buy more inventory?Go on a vacation? With rates going up like never before and businesses grappling with recovering from the pandemic—it’s quite possible that there’s never been a better time to switch your business to a Dual Pricing Program. So, let's review:Processing rates are on the rise.Business owners are forced to pay higher fees because of rewards attached to their customer's cards.You can eliminate these fees by passing along a small fee to your customer instead.And you may be leaning toward staying...

If you’re like most business owners, you’ve struggled to keep your doors open in 2020, and then inflation hit in 2022-23 making it even more difficult to scale your business. Maybe you’re a brand new business with very little money, or maybe you’ve struggled to stay alive but could use fast cash from time to time.In the past 3 years you’ve probably:Cut staffDeveloped new models of operationInvested in equipment to keep your customers safeDelayed opening a new store, or investing in inventoryStruggled with inflation and rising processing fees We feel your pain, and we’ve seen many other businesses in this same position. One program that works time and time again for businesses that are struggling to stay alive, is a Merchant Cash Advance.Here’s a testimony from the owner of the restaurant Killian's: Nick C. was a great chef, but started Killian's in 2013 with very little money. Cash advances kept him afloat...

If you're like most business owners, you're probably paying at least $2,000 a month just to accept credit cards. And like the rest of us, you're fed up.Thanks to ever-increasing fees:You're losing money right out the back door on every transaction.You should be focused on getting on surviving the pandemic, and you’re not.You should be giving yourself or your employees a raise, and you can’t.You know there are better ways to spend your money than wasting 3% or more per transaction.Business owners have been through enough, and shouldn’t waste their hard-earned money on processing fees.Just look at how these two business owners took control of their business with a Dual Pricing Program. I have actually been able to increase my revenue now that I don't have to pay those credit card fees. I can put this money into GROWING my business! — Scott Diem, Business Owner, NYI was so sick...

Run your business from the palm of your hand. If you’re like most business owners, you spend too much time, money, and effort trying to find the best terminals that can process credit cards quickly, efficiently, and for the lowest rate.Thanks to all of the confusion out there, you probably think:High-tech, smart terminals, and POS systems cost thousands of dollars.Getting help when you need it will always be difficult.Flat fee credit card processing doesn’t exist.There isn’t a credit card processing terminal that can meet the demands of your business, especially with new safety restrictions due to COVID. Business owners shouldn’t have to spend their valuable time trying to solve these problems. We couldn’t agree more. So—we implemented a solution for you. Introducing the revolutionary PAX A920 The A920 is a sleek, top-selling mobile terminal and POS system that fits in the palm of your hand, offering:Contactless card processingTouch screen capabilityThermal printer, and more! The PAX A920...

Cash vs. Credit: Which should you accept for your small business? If you are wondering about the answer to this question, you have landed at the perfect spot. There are many types of payments that you can accept for your business. It depends on the type of business, its size, and the number of your employees and customers. Many business owners start their businesses accepting only cash because they think accepting credit card payments comes with some fees, and so they are afraid of taking credit cards as a form of payment. However, offering your customers more payment options can be profitable for your small business. Cash vs. Credit: Which Should You Accept for Your Small Business?: Cash Transactions There are many reasons for accepting cash. Some of the business owners prefer accepting cash since they think that accepting credit cards requires a more costly and complicated process, or your customers might...

If you are wondering about the answers to the questions of what is a POS system and how does it work, you landed at the perfect spot. POS is the abbreviation of the phrase “point of sale”. Simply put, a POS system is a system that provides the business transaction between a customer and a company. It is made up of hardware and software that work together to accomplish sales and payment transactions at the point of purchase. If you are starting a business, you might need a point of sale system. However, firstly, you need to know what a POS system is and how it works.  If you are searching for an answer to the questions of what is a POS system and how does it work so this article is just for you. A point of sale system, or POS, is the place where your customer makes a payment...

If you are wondering about credit card transaction fees for merchants, you have landed at the perfect spot. Today, almost all businesses accept credit cards as a form of payment. When you accept credit card payments, you might have to pay a lot of fees. Accepting credit card payments comes with certain fees. Credit card merchant fees differ from company to company. Most companies take a huge amount of fees from the merchants. Provided you don’t want to pay a lot of fees, PCBancard will be the best solution for you because PCBancard takes the least amount of fees from your business. Credit Card Transaction Fees for Merchants: What Is Merchant Fee? Merchant fees are money that a merchant pays to a seller for processing credit card transactions. If you are the owner of a business, there is no need to worry about credit card transaction fees since PCBancard provides the least...

If you are wondering about the best alternative to Square 2020, you have landed at the perfect spot. If you are the owner of a business, you need a payment processing company in order to develop your business. A payment processing company handles transactions between a merchant and a customer. Square is a credit card processing company, and the best alternative to Square is PCBancard. PCBancard is also a credit card processing company that has a Cash Discounting Program. This program helps to reduce the amount of money that a customer has to pay to a seller. PCBancard allows you to get rid of your credit card processing fees thanks to its Cash Discounting Program.  Best Alternative to Square 2020: Why Is Eliminating Your Credit Card Processing Fees Important? Nowadays, almost all companies accept credit cards as a form of payment. When you pay your bills with a credit card, you might...

If you are wondering about how to plan to reopen your small business, you have landed at the right place. Sometimes, businesses might close due to some reasons, especially small businesses. You always need a plan to reopen your business in case it might get closed. There can be a lot of reasons that cause your business to get closed. However, recently, COVID-19 has caused many companies to be closed. If your small business has been affected by this virus and you don’t have any plan to reopen it, we highly recommend you to keep reading. Here are some helpful steps in order to plan for reopening your business. How to Plan to Reopen Your Small Business: Checking Your Client Lists You might worry about how to plan to reopen your small business. Thanks to the easy steps that we will talk about, you will be able to open your business again....

These days, accepting credit cards as a form of payment has a significant role in businesses. Most businesses accept credit card payments. In 2020, almost every credit card processing company takes a huge amount of fees from the businesses that they work with. Therefore, we know that you need to reduce credit card processing fees. If you have a small business and need more money so this read is for you. Because this read will help you with everything that you need to know about the lowest credit card processing fees 2020.  Lowest Credit Card Processing Fees 2020: How Much Are Credit Card Processing Fees? Credit card processing fees vary from company to company. Credit card companies usually charge between 1.3% and 3.4% of each credit card transaction in processing fees. The amount of fees depends on the type of your credit card, the merchant category code of the business, and the...