If you’re like most business owners, you’ve struggled to keep your doors open in 2020, and then inflation hit in 2022-23 making it even more difficult to scale your business. Maybe you’re a brand new business with very little money, or maybe you’ve struggled to stay alive but could use fast cash from time to time.
In the past 3 years you’ve probably:
- Cut staff
- Developed new models of operation
- Invested in equipment to keep your customers safe
- Delayed opening a new store, or investing in inventory
- Struggled with inflation and rising processing fees
We feel your pain, and we’ve seen many other businesses in this same position. One program that works time and time again for businesses that are struggling to stay alive, is a Merchant Cash Advance.
Here’s a testimony from the owner of the restaurant Killian’s:
Nick C. was a great chef, but started Killian’s in 2013 with very little money. Cash advances kept him afloat for the first 3-4 years. Now his little restaurant is doing almost two-million in revenue per year. He would not have made it the first few years without cash advances—and on top of that, he eliminates about $36,000 per year or more in expenses by using the Cash Discount Program.
If you’ve been considering taking out a business loan to keep your doors open, consider a Merchant Cash Advance instead. Business loans can take up to 60 days or more to complete! If your business qualifies for a cash advance—you could have $30-$50,000 in your bank account in a number of days.
How does it work?
PCBancard will front your business capital based upon your future credit card sales. Yup, that’s right—we want to be your credit card processor. Once you switch to processing with us, you’re eligible for a cash advance with no fixed payments. The only payments we need are received through your future credit card sales.
To be approved for a Merchant Cash Advance you must:
- Be in business for one year
- Process at least $5,000/month in volume
- Have a FICO score over 500
- Pay it back within 10 months
Once you have this capital in your bank account, you’ll be able to:
- Purchase the inventory you need
- Keep your employees
- Hire more employees when businesses open up
- Invest in new technology and equipment to keep your customers safe, and your doors open
If you could use $30-$50K in a number of days to grow your business, let’s talk. Set up your free 15-minute consultation today, and find out if you’re eligible.
PS: We can even show you how to eliminate your processing fees—and just like that, the cash advance becomes essentially interest-free.